Mike Tom Realty

Tag: Homeowners Insurance

Posted on 02/18/2024
Understanding mobile home insurance
If you live in a mobile home, you'll need specific mobile...
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Posted on 01/29/2023
Home insurance inspections vs. standard home inspections: What's the difference?
What’s the difference between a home insurance inspection...
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Posted on 12/25/2022
Understanding additional living expenses
Every homeowners insurance policy includes a percentage of coverage for additional living expenses. If you’re temporarily displaced from your home because of damage, this coverage can help you pay for the additional everyday expenses until you’re able to move back in. But what exactly does additional living expense (ALE) coverage include? Here is a basic guide to the...
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Posted on 11/20/2022
Hazard insurance: Understanding the basics
Hazard insurance and homeowners insurance are often mistaken for the same thing due to the similarities they share. While standard homeowners insurance policies include hazard coverage, standalone hazard insurance serves a different purpose. How do you know if you need hazard insurance? Here is a guide to help you understand the basics: Hazard insurance vs. homeowners insurance Hazard...
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Posted on 10/16/2022
Why you need dwelling coverage
Dwelling coverage is a crucial part of every standard homeowners insurance policy. Dwelling coverage can help you in the event the physical structure of your home incurs serious damage. However, it’s important to understand what types of damage are covered. Here is a basic guide to the types of damage covered by your dwelling insurance: Why you need...
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Posted on 08/14/2022
What's covered under additional living expenses insurance?
Every homeowners insurance policy includes additional living expenses coverage. If you’re temporarily displaced from your home because of damage, this coverage can help you pay for the additional everyday expenses until you’re able to move back in. But what exactly does additional living expense (ALE) coverage include? Here is a basic guide to help you learn more about...
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